Owning a venue that serves liquor, beer, wine or other alcoholic beverages, carriers a tremendous risk and you must carry a liquor liability insurance policy. Serving alcohol carries a great amount of risk for your business not only for patrons while they are at your business, but also after they leave if it is determined you over-served them.
Liquor Liability Insurance available for all types of businesses.
- Bars & Taverns
- Restaurants
- Nightclubs
- Fast food (where alcohol is an option)
- Weddings
- Social Events
- Workplace Events
Liquor Liability Insurance Explained:
Liquor Liability Insurance provides insurance to the facility who sold or served the alcohol from liability damages incurred because a customer caused property damage, personal injury or even a car accident. While the person who caused the property damage, fight or accident is liable, your bar or restaurant can be fount partially at-fault for over-serving.
A liquor liability insurance policy goes above and beyond your general liability insurance policy. It is not typically included with your other insurance policy, so review your policy to clearly understand if this is included with another policy you have.
Call Hayden & Hayden Agency in Tempe for your liquor liability insurance in Arizona.
