Certain industries lend themselves well to being home-based businesses. These businesses can include art or photography studios, salons and professional services like accounting to name a few. Having a home-based business can save money in terms of overhead like rent, expensive internet packages and potential city licensing fees.
Another perk of having a home-based business includes having some business equipment covered under your homeowner’s insurance policy. Equipment like computers, software, etc. may be covered under a homeowner’s insurance policy, but that is where the insurance coverage ends. A homeowner’s insurance policy will not cover situations like negligence, libel, injury or assist with legal defense costs for an incident relating to your business. Luckily, there are many insurance options for home-based businesses. Let the licensed insurance professionals at Hayden & Hayden Agency, Inc. assist you with creating a custom business insurance package for your budget and needs. Coverages are available for:
- Business Owner’s Policy (BOP)
- General Liability
- Professional Liability
- Workers’ compensation
- Commercial Auto
- And More!
